Commercial lenders are in the business of credit risk. They all lend money for business purposes but their terms including price, security, conditions and covenants may vary significantly. The diversity between them can be staggering. Some will be comfortable with your industry whilst others may presently be over exposed and being cautious. Some may not lend more or less than $5m, whilst some will do equipment and some won’t. Some only do small ticket equipment and cars and others specialise in big ticket with their own residual risk teams. Some specialise in property secured debt and may lend more than 70% of a property value but others wont. Some provide full debtor finance for peak cash flow optimisation and others only an overdraft secured by real property. Do you really have time to speak with all the lenders to get the credit you need?
MDA finance is connected to all the mainstream Australian and select international banks and key finance companies as well as some specialist 2nd tier providers. With a panel exceeding 20 lenders we’ve also recently established ourselves with one of the World’s largest captive automotive fleet financiers and managers that can provide a full vehicle procurement and fleet management service to clients with 20 to 2,000 or more vehicles. this will save you time and money on capital, sourcing and finance costs.
Whatever your requirements, MDA Finance quickly determines where to go, taking a measured and disciplined approach to your needs seeking a compatible lender.
MDA finance is well connected and our expanding network is available to our existing clients providing a holistically significant support base. Whatever the size of your business our trusted relationships with a number of professional accountants, solicitors, financial advisors, property and equipment valuers, strategic marketers, web designers, private equity and capital raising participants are available by introduced referral.
With over 25 years experience in financing capital intensive industries we have got to know allot of suppliers of new and used equipment from the representative senior O.E.M personnel to sales managers in their branches and a multiude of used equipment dealers.
MDA principal has financed mining draglines, drill rigs, large excavators and cranes, mine trucks, road trucks and vehicle fleets, agricultural equipment, food processing, road profilers, waste disposal, specialist engineering, power generation, barges and ships, aircraft, helicopters, medical, printing presses, manufacturing, CNC, corporate IT and professional office fit outs. With this said it is likely we can refer you appropriately to get the equipment quotes you need complimented by leading edge financial service solutions .